Issuer: Byr Savings Bank ID 610269-2229 Borgartún 18 105 Reykjavik, Iceland Date of admission: 05.12.2008 Symbol: BYR 08 1 ISIN-code: IS0000018299 Orderbook ID: 61614 Bond type: Periodic coupon Market: OMX ICE CP Fixed Income Size limits: ISK 10.000.000.000 Issued: ISK 2.080.000.000 Denomination: ISK 10.000.000 Issue date: 03.07.2008 First due date: 03.07.2013 Number of due dates: 1 Maturity date: 03.07.2013 Interests calculated from: 03.07.2008 First interest payment date: 03.07.2009 Number of interest payments: 5 Interest: 8,5% Indexed: Yes Name of index: CPI for indexation of financial obligations Base index value: 304,4 Dirty price / Clean price: Clean price Day count convention: 30/360 Call option: No Put option: No Convertible: No Market making: No Credit Rating (rating agency, date): No Securities depository: Icelandic Securities Depository Issued electronically: Yes OMX ICE member responsible for admission to trading: Byr sparisjóður, ID 610269-2229 (e. Byr savings Bank)