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New 'Making Loan Modification Affordable' Program Making Attorney-Assisted Loan Mitigation More Accessible to At-Risk SoCal Homeowners
Innovative Law Firm Launches Four-Tiered Loan Modification Service Program to Help Financially-Strapped Southern California Homeowners at Risk of Foreclosure Garner Attorney-Based Loan Mitigation Assistance at a Price Within Their Means
| Quelle: Lawyer in Blue Jeans Group
SAN DIEGO, CA--(Marketwire - August 11, 2009) - Amid the buzz about Obama's "Making Home
Affordable" plan (http://www.makinghomeaffordable.gov) intended to help
millions of Americans "reduce their monthly mortgage payments to more
affordable levels," one innovative San Diego-based law firm has launched
its own synergistic "Making Loan Modification Affordable" plan to help
financially-strapped homeowners throughout the region at risk of
foreclosure garner professional, attorney-based loan mitigation assistance
at a price within their means. Rebuffing a short-sighted, one-size-fits-all
approach, The Lawyer in Blue Jeans Group (www.lawyerinbluejeans.com) today
announced the advent of four loan modification service options starting at
just $500 intended, in line with Obama's goal, to help struggling
homeowners establish affordable monthly mortgage payments and ultimately
retain ownership of their property.
The four loan modification program options now offered by The Lawyer in
Blue Jeans Group are as follows:
Option 1: Do-it-Yourself Workshop - $500
Attorney-led group workshop advising homeowners on how to package and
present loan modification paperwork on their own, and also how to best
communicate with lenders in working toward a prospective loan modification.
Option 2: Do-it-Yourself Workshop with Support - $1,000
All services detailed in option 1, above, plus one-on-one, in-personal
consultation with an attorney and as-needed telephone support.
Option 3: Attorney-Packaged Do-it-Yourself - $2,000
All services detailed in option 2, above, with the addition of an
attorney-prepared loan modification document package for submission by the
client to the lender
Option 4: Full Service Attorney-Based - $4,000
Full attorney-based loan modification representation, including document
preparation and submission and high-level lender negotiations, which is
customized based on each client's needs. Services run the gamut, from
pro-actively working out methods to delay or avoid foreclosures without
filing bankruptcy to expertly restructuring loan terms to best fit a
client's circumstance.
"Although attorney-based loan modifications are extremely effective, since
lenders tend to be much more responsive and cooperative when a borrower has
legal representation or has been advised and educated by a legal expert,
the price for such services is often out of reach for homeowners who are
already struggling financially," notes Jeff Isaac, principal attorney at
The Lawyer in Blue Jeans Group. "By offering various loan modification
service programs with a low starting price point, we hope to help a great
number of homeowners with their loan mitigation efforts one way or another
-- whether in an education, consultative or full service capacity."
"Our various low cost, attorney-supported do-it-yourself programs can
greatly help those who would otherwise 'go it alone,' often with marginal
success," continues Isaac. "Or, our full service program -- also priced
below industry standard -- maximizes a homeowner's chance of a positive
outcome since attorneys not only understand the legal intricacies,
technicalities and seemingly infinite regulations related to loan
modifications, but also have the specialized skill and expertise required
to negotiate the best possible terms for the client."
Isaac concludes with this cautionary note: "Many companies offering loan
modifications claiming to be 'attorney backed' or 'attorney based' are not
law firms, but rather may merely have an attorney available for
consultation as -- and if -- it subjectively deems necessary. In this
instance, the company need not adhere to the same ethical standards
required of licensed attorneys, which can be cause for concern. Moreover,
there is no attorney client privilege for any thing discussed with this
kind of company, rendering any and all information imparted 'discoverable'
should a state agency be considering a prosecution for alleged mortgage
fraud, in which case the services of a licensed attorney is critical."
For more information about The Lawyer in Blue Jeans Group's loan
modification or other legal services, please contact the company through
its Web site at www.LawyerInBlueJeans.com or via telephone at
1-800-8-IMPACT.
About Jeff Isaac and The Lawyer in Blue Jeans Group
Jeff Isaac, AKA "The Lawyer in Blue Jeans," is the CEO and principal
attorney at The Lawyer in Blue Jeans Group -- a firm providing consumers
throughout Southern California with affordable and down-to-Earth legal
assistance. Firm services include Loan Modifications/Mortgage Mitigation,
Revocable Living Trusts, Articles of Incorporation, Probate Representation
and Estate Administration. In addition, Jeff Isaac is an invigorating
public speaker and media personality who imparts his unique style and
lighthearted perspective throughout San Diego's TV and radio airwaves. He
appears weekly on KUSI Channel 9 San Diego, offering insightful
explanations, interpretations and perspectives on legal issues that impact
viewers on a personal level as well as the region at large. Isaac is also
host of 760 KFMB AM's "The Lawyer in Blue Jeans" -- a weekly talk radio
program offering down-to-earth advice, humor and engaging commentary on
life's daily legal challenges with the "common man's" interest at heart.
Isaac is also the author of the humorous book "The Wacky World of Laws"
available at www.Amazon.com. More information may be accessed online at
www.LawyerInBlueJeans.com or by calling
1-800-8-IMPACT.