Free Guide to Health Savings Accounts Details How Employers Can Cut Healthcare Costs, Maintain Benefits -- From Business Benefits Insurance

ANDOVER, MA--(Marketwire - February 17, 2009) - Health Savings Accounts -- the most powerful weapon for small and medium-sized employers to slice healthcare costs without reducing coverage -- don't need to be confusing.

A new free guide from Business Benefits Insurance clears up HSA mysteries with step-by-step instructions on how an HSA can be used creatively and effectively. The guide provides a case study with before-and-after costs, a comparison of benefits and costs, and pitfalls to avoid.

An HSA consists of the Health Savings Account itself, which lets employees and/or employers set aside tax-free savings to pay out-of-pocket medical expenses, and an associated qualified high-deductible healthcare plan.

Most US employers could be reaping big advantages from an HSA, but only about 6 percent do.

"HSA Plans and the Business Owner: A Guide to Creative and Effective Use of the Most Valuable Current Development in Employee Health Benefits" is authored by Business Benefits Insurance president Jim Edholm, a top HSA expert.

To request a free copy, write jedholm@bbibenefits.com or call 978-474-4730.

Business Benefits Insurance (www.bbibenefits.com) is an employee benefits planning firm. Edholm's benefits blog can be read at http://bbibenefits.wordpress.com.

Contact Information: Contact: Henry Stimpson Stimpson Communications 508-647-0705 Henry@StimpsonCommunications.com Jim Edholm Business Benefits Insurance 978-474-4730 jedholm@bbibenefits.com