New Book, 'Positioning 4 Retirement,' Offers Options Contrary to Conventional Thinking

BOSTON, MA--(Marketwired - May 27, 2015) - Retirement planner and contrarian Mark Cardoza recently published "Positioning 4 Retirement: Taking Control and Planning Wisely for Your Future" (www.positioning4retirement.com), a book that addresses the biggest fears of many.

"Some people are more afraid of running out of money in retirement than of dying!" says Cardoza, who adds that the fear of depleting one's financial resources during the distribution years is the common denominator of today's retirees. Cardoza lays that fear to sleep with expert insight in areas including:

• minimize taxes
• protect assets from the government's reach
• prepare for medical care and emergencies
• have funds for a fun-filled, carefree life
• provide for loved ones or special causes

Cardoza makes complex topics clear and retirement planning accessible for all. He begins with overviews of options, explains their impacts in different situations, and ends with reviews in each chapter to ensure firm understanding. Articles on specific topics allow the reader to delve into greater detail. He provides online worksheets to get readers starting the planning process.

"'Positioning 4 Retirement' is an excellent analysis of the pros and cons of having a retirement plan," says Rick Solano, CPA, MST, former supervisory IRS agent and author of "The Power of a Millionaire Mentality." "Mark Cardoza has written the only treatise I know of that discusses the hazards and potential pitfalls of having a qualified retirement plan. This book should be read by everyone who has an IRA, 402 (k), Contributory or Defined Benefit Pension Plan, or a Roth IRA. Well worth the reading."

Mary J. Phelan, CPA, MBA, MA former IRS revenue agent, says: "'Positioning 4 Retirement' is an excellent guide for navigating the various issues encountered when preparing for retirement. It is with great pleasure that I most highly recommend this outstanding text."

About Mark Cardoza

In 2002, Mark Cardoza was asked to help a family member settle an estate and quickly learned about insurance and its role in estate planning. Shortly after, his father became terminally ill and Mark learned about long-term care needs, such as Medicare and Medicaid. He quickly immersed himself in the industry, learning the intricate functions of asset protection, retirement, estate, and eldercare planning. He holds the designation of CLTC (Certified Long Term Care) specialist and is certified in the area of trusts and estate planning.