Pacific Life Launches IUL Learning Center

NEWPORT BEACH, CA--(Marketwired - Oct 7, 2015) - Pacific Life Insurance Company, the number one seller of indexed universal life insurance (IUL)¹, recently launched a new resource for financial professionals² interested in learning more about IUL. The site www.IULLearningCenter.com offers explanatory videos, engaging infographics, calculators, and other educational information.

Industry sales of IUL have grown 762% over the past 10 years.³ IUL policies provide death benefits that can help protect families and businesses from unexpected losses due to death. Policy owners can also benefit from the upside potential of positive index performance without directly participating in the equities markets.⁴

"The combination of upside potential and downside protection is attractive to buyers," said David Rosuck, vice president of marketing communications for the Life Insurance Division of Pacific Life Insurance Company. "We want to support financial professionals in understanding the benefits of IUL and how to help their clients manage these types of policies."

Pacific Life Insurance Company has been the number one seller of IUL every year since 2009.⁵ The company introduced its first IUL product in 2005.

For more information, visit www.IULLearningCenter.com.

About Pacific Life
Offering insurance since 1868, Pacific Life provides a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Pacific Life counts more than half of the 100 largest U.S. companies as its clients.⁶ For additional company information, including current financial strength ratings, visit www.PacificLife.com.

¹ LIMRA International Q4, 2014 Confidential Sales Survey of Participating Life Insurance Companies. Sales rankings are based on recurring premium as measured against 30 participating companies. "Recurring premium" measures expected annual premiums which can be greater than the target premium.
² In order to sell life insurance products, a financial professional must be a properly licensed and appointed life insurance producer.
³ Annuity Specs, "Advantage Index Sales & Market Report," 2005- 2013.
⁴ Indexed universal life insurance does not directly participate in any stock or equity investments. Interest may be based in part on the performance of an index.
⁵ LIMRA International 4^th Qtr, 2009 - 4^th Qtr, 2014 Confidential Sales Survey of Participating Life Insurance Companies.
⁶ Client count as of June 2015 is compiled by Pacific Life using the 2015 FORTUNE 500® list.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees, as these guarantees are not backed by the broker-dealer, insurance agency or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life's individual life insurance products are marketed exclusively through independent third-party life insurance producers, which may include bank affiliated entities. Some selling entities may limit availability of some optional riders based on their client's age and other factors.