Ocwen Federal Bank Redemption Of 12% Subordinated Debentures


WEST PALM BEACH, Fla., August 27, 2003 (PRIMEZONE) -- Ocwen Financial Corporation (NYSE: OCN) announced that the Company's wholly owned subsidiary, Ocwen Federal Bank FSB, has decided to exercise its call option to redeem all outstanding 12% Subordinated Debentures due 2005. Currently, $33,065,000 of these debentures are outstanding. The call price will be 101.333% as provided in the Indenture. The date of redemption will be September 30, 2003. It is estimated that this action will reduce interest expense by approximately $4.0 million over the next twelve months and will result in a net cost savings of approximately $3.2 million during that period.

Ocwen Financial Corporation is a financial services company headquartered in West Palm Beach, Florida. The Company's primary business is the servicing and special servicing of nonconforming, subperforming and nonperforming residential and commercial mortgage loans. Ocwen also specializes in the development of related loan servicing technology and software for the mortgage and real estate industries. Additional information about Ocwen Financial Corporation is available at www.ocwen.com.

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, including, but not limited to, estimations regarding interest expense and net cost savings. Forward-looking statements are not guarantees of future performance, and involve a number of assumptions, risks and uncertainties that could cause actual results to differ materially. Important factors that could cause actual results to differ materially from those suggested by the forward-looking statements include, but are not limited to, the following: general economic and market conditions, prevailing interest or currency exchange rates, governmental regulations and policies, international political and economic uncertainty, availability of adequate and timely sources of liquidity, uncertainty related to dispute resolution and litigation, and real estate market conditions and trends, as well as other risks detailed in OCN's reports and filings with the Securities and Exchange Commission, including its periodic reports on Form 10-Q for the quarters ended March 31, 2003 and June 30, 2003, as well as the Form 10-K for the year ended December 31, 2002. The forward-looking statements speak only as of the date they are made and should not be relied upon. OCN undertakes no obligation to update or revise the forward-looking statements.



            

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