-------------------------------------------------------------------------------- | | | ALM. BRAND BANK | | | | Direktionen | | | | Midtermolen 7 | | | | 2100 København Ø | | | | Telefon 35 47 48 49 | | | | www.almbrand.dk | -------------------------------------------------------------------------------- | To OMX Nordic Exchange Copenhagen A/S | | | | Nikolaj Plads 6 | | | | P.O. Box 1040 | | | | DK-1007 Copenhagen K | | | -------------------------------------------------------------------------------- | Announcement No. 2/2008 | Date | 28 February 2008 | | | Page | 1 of 1 | -------------------------------------------------------------------------------- Alm. Brand Bank - Annual Report 2007 and revision of financial calendar 2008 Highlights Satisfactory pre-tax profit of DKK 196 million 28% growth in loans and advances 23% growth in deposits 23% growth in the number of dobbeltKUNDER Continued increase in customer and employee satisfaction Overview The bank posted a satisfactory profit before tax of DKK 196 million Loans and advances increased by 28% in 2007 and amounted to DKK 18.0 billion at year-end Losses on loans and advances recorded at DKK 19 million in 2007 were at a satisfactory level Shareholders' equity stood at DKK 1,365 million at 31 December 2007 Return on equity for 2007 was 15% before tax The Board of Directors recommends to the annual general meeting that no dividend be paid A profit in the region of DKK 200 million before tax is expected for 2008 Financial calendar for 2008: 28 February 2008 Release of Annual Report 2007 15 April 2008 Annual general meeting (rescheduled from 1 April) 29 May 2008 Release of interim report for the first quarter of 2008 27 August 2008 Release of interim report for the first half-year of 2008 19 November 2008 Release of interim report for the third quarter of 2008 Please direct any questions regarding this announcement to Henrik Nordam, Chief Executive, on tel. +45 35 47 48 49. Alm. Brand Bank A/S -------------------------------------------------------------------------------- | Henrik Nordam | | -------------------------------------------------------------------------------- | Chief Executive | | --------------------------------------------------------------------------------
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