Delta Community Credit Union Encourages Consumers to Stand Strong Through Economic Uncertainty and Bear Market

Introduces One of the Marketplace's Most Reliable, Income-Producing Products, the StandingStrong CD With a 4.50 Percent APY


ATLANTA, GA--(Marketwire - October 31, 2008) - Few things in the current economic environment are safe, secure and appreciate over time which is why even with efforts to bail out America's financial system, consumers remain uneasy about where to invest their savings. Delta Community Credit Union, the state's largest credit union and a 68-year-old sound financial institution, is responding to consumers by introducing the 12-month StandingStrong CD with one of the market's highest annual percentage yields (APY) of 4.50 percent, significantly above the country's average one-year CD of 3.59 percent.

Consumers from any of the 11 metro-Atlanta counties -- Cherokee, Clayton, Cobb, Coweta, DeKalb, Fayette, Forsyth, Fulton, Gwinnett, Hall and Henry -- can open a StandingStrong CD at any of the credit union's 16 metro-Atlanta branches or online at www.DeltaCommunityCU.com. With a 12-month term, the StandingStrong CD has a minimum deposit of just $1,000, there's no cap on the amount and all deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund. APY as of November 1, 2008. Offer subject to change. Penalty for early withdrawal.

"Our strong financial position allows us to offer a safe, secure short-term growth product at an attractive rate. It is exactly what consumers are looking for in light of their loss of confidence in the stock market and retirement funds," says Rick Foley, president and CEO at Delta Community.

"We are focused on helping individuals and their families reach a level of financial security and stability that gives them peace of mind. With the StandingStrong one-year CD, you have the best of both worlds -- maturity that can generate noticeable interest and the assurance that your money is safe," Foley concludes.

About Delta Community Credit Union

Delta Community Credit Union, one of the largest financial institutions in Georgia, was founded in 1940. Today it serves metro Atlanta, including residents of local counties along with individuals, families and employees of organizations such as Delta Air Lines, Chick-fil-A, Yamaha Motor Manufacturing and Racetrac. As a not-for-profit organization, Delta Community chooses to give back its earnings to its customers and their local communities. It is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund.

Contact Information: Media Contact: Heather Graham Trevelino/Keller Communications Group 404-214-0722 X 103 hgraham@trevelinokeller.com