JSC NORVIK BANKA non-audited financial results as of December 31, 2008: Assets 514 038 806 LVL (731 411 327 EUR) Loans 307 301 171 LVL (437 250 174 EUR) • Incl. loans to households for acquisition of housing 9 131 522 LVL (12 992 985 EUR) • Incl. mortgage loans 64 715 915 LVL (92 082 451 EUR) Deposits 342 774 971 LVL (487 724 844 EUR) • Incl. from households 107 996 923 LVL (153 665 777 EUR) Shareholders' equity 59 323 910 LVL (84 410 319 EUR) Profit of the year 5 233 528 LVL (7 446 639 EUR) Assets under management 29 955 661 LVL (42 623 066 EUR) The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL. Financial Institutions Department JSC ”NORVIK BANKA” Tel.: +371 67011467, +371 67041178 Fax: +371 67041196 E-mail: marija.gulajeva@norvik.lv