First to third quarter report 2009 Highlights third quarter: Positive net profit of DKK 15,0 million. Market value adjustments of DKK 12,7 million. Loan impairment charges as follows: Sparekassen Faaborg DKK 37,9 million. Finansieringsselskabet Faaborg Formueforvaltning DKK 11,7 million. Leasing Fyn Faaborg DKK 6,3 million. Financial Stability Company DKK 4,6 million. Expenses to the Financial Stability Company amounts to DKK 12,4 million Highlights first to third quarter: Net interest and fee income increased by 6.9 percent. Staff costs and administration expenses increased by 2.1 percent. Deposits up by 6.7 percent to DKK 4,2 billion. Loans and advances down by 5.2 percent to DKK 5,3 billion. Solvency ratio calculated at 14.7. Core capital ratio calculated at 12.1. Expected annual results for 2009 upwardly adjusted to DKK 170-200 million before market value adjustments, loan impairment charges and tax.