Third quarter 2009 results (compared with third quarter 2008) Premium growth of 11.4% and premium increases start to improve profitability - more premium increases. Outlook 2009 for pre-tax profit upgraded from DKK 2.2bn to DKK 2.4bn and net income upgraded from DKK 1.7bn to DKK 1.8bn. Premium growth of 11.4 % in local currency (7.3% in DKK and inclusive Moderna Försäkringar) to DKK 4,747m. The premium growth was 9.6% to DKK 13,567m in the first nine months of 2009. DKKm Q3 08 Q3 09 9M 08 9M 09 Premium income 4,425 4,747 12,996 13,567 Insurance technical result 546 397 1,867 1,200 Investment results -331 332 -831 876 Pre-tax profit 198 717 999 2,038 Net income 232 530 766 1.560 The development in insurance technical result was impacted by an increase in house/content claims costs as well as lower interest rates, which increases the net present value of claim provisions. First quarterly result with positive income from Sweden. Combined ratio was 92.2 against 90.9. TrygVesta upgrades the outlook for 2009 due to improved investment result in the third quarter of 2009. Premium growth is maintained at 8%, and the technical result is reduced from DKK 1.6bn to DKK 1.5bn, pre-tax profit is upgraded from DKK 2.2bn to DKK 2.4bn and net income is upgraded from DKK 1.7bn to DKK 1.8bn. Read the entire report at www.trygvesta.com