Update on sale of bonds for refinancing of adjustable rate mortgage loans


To NASDAQ OMX Copenhagen and the Press
25 November 2010
Announcement no. 107/2010


Update on sale of bonds for refinancing of adjustable rate mortgage loans       

During the period 29 November 2010 to 10 December 2010 (both days included)     
BRFkredit will sell non-callable bullet bonds (RTL bonds) to refinance          
adjustable rate mortgage loans.                                                 

The bonds are offered for sale with settlement date on 3 January 2011 but an    
earlier settlement date can be arranged upon request.                           

BRFkredit will conduct the sales as ordinary sales on NASDAQ OMX Copenhagen.    
BRFkredit strives to distribute the sales over the whole period but makes no    
commitment to offer or sell specified amounts on specified dates. Publication of
trading information will be provided via NASDAQ OMX Copenhagen.                 

The refinancing of loans in Capital Centre E will be in covered bonds (SDO)     
while the refinancing in Capital Centre B will be in mortgage bonds (RO).       
Refinancing will be denominated in DKK and EUR.                                 

BRFkredit's ongoing sales of bonds related to the issuance of new loans,        
purchases of bonds to redeem existing loans or refinancing of existing funding  
and placement of funds etc. can take place simultaneously with the              
above-mentioned sale.                                                           

The bonds mentioned below are expected to be offered during the period:         

--------------------------------------------------------------------------------
| ISIN              | Bond                  | Currency  | Expected amount      |
|                   |                       |           | offered              |
--------------------------------------------------------------------------------
| DK0009370538      | 2% 321.E.12 2012      | DKK       | 34.0 DKK bn          |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------
| DK0009371346      | 2% 321.E.13 2013      | DKK       |  1.3 DKK bn          |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------
| DK0009371429      | 2% 321.E.14 2014      | DKK       |  5.0 DKK bn          |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------
| DK0009371502      | 2% 321.E.15 2015      | DKK       | <0.2 DKK bn          |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------
| DK0009368045      | 4% 321.E.16 2016      | DKK       |  2.4 DKK bn          |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------
| DK0009371692 (RO) | 2% 321.B.12 2012      | DKK       |  9.5 DKK bn          |
--------------------------------------------------------------------------------
| DK0009371858 (RO) | 2% 321.B.14 2014      | DKK       | <0.2 DKK bn          |
--------------------------------------------------------------------------------
| DK0009373987 (RO) | 2% 321.B.16 2016      | DKK       |  0.7 DKK bn          |
--------------------------------------------------------------------------------
| LU0401804785      | 4% 321.E.LU.12 2012   | EUR       |< 0.4 EUR  bn         |
| (SDO)             |                       |           |                      |
--------------------------------------------------------------------------------


Please note that the above-mentioned quantities may be subject to changes.      
BRFkredit will publish updated information if substantial changes occur.        

Technical questions regarding the bond sales may be directed to:                
Head of Investments André Hauberg on telephone (+45) 45 26 29 18                
Investor Relations Manager Helle Bendorff on telephone (+45) 45 26 25 51        
Head of Secretariat Anette Rom on telephone (+45) 45 26 29 15                   

Other inquiries may be directed to:                                             
Chief Economist Ulrikke Ekelund on telephone (+45) 45 26 22 57                  

Yours sincerely                                                                 
BRFkredit a/s                                                                   

Lars Waalen Sandberg                                                            
Senior Vice President

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