SouthCrest Financial Group Completes Asset Sale

Significantly Reduces Non Performing Asset Balances


PEACHTREE CITY, Ga., Sept. 18, 2012 (GLOBE NEWSWIRE) -- Kenneth H. Maloy, President and CEO of SouthCrest Financial Group, Inc. (OTCBB:SCSG) announced today that the company has completed a troubled asset sale.

"We have sold an $18 million troubled asset pool that reduces the company's NPA/Asset ratio under 2%, and the pro forma the Classified Asset Ratio to under 40%. This is a huge step on the path to implement a more offensively focused growth strategy in the markets that we serve. SouthCrest has completed this sale while maintaining a 9% consolidated Tier 1 leverage ratio, and we are extremely proud of the team that was able to execute a difficult transaction so successfully."

The assets were sold to a group led by Kelly Capital. SouthCrest was advised by SunTrust Robinson Humphrey which served as the exclusive agent on the asset sale.

SouthCrest Financial Group, Inc. is a $575 million asset bank holding company headquartered in Peachtree City, Georgia. The company operates a 14 branch network throughout Georgia and Alabama under the names SouthCrest Bank, The First National Bank of Polk County, Peachtree Bank and Bank of Chickamauga. The banks provide retail and commercial banking services, mortgage banking, investment management, and online banking services.  



            

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