New Book, 'Ladies With Loot,' Says a Woman's Finances Should Be Top Priority

WHEELERSBURG, OH--(Marketwired - Feb 3, 2015) - Erica L. McCain, a veteran financial expert, LUTCF and founder of McCain & Associates, (www.mccainins.com), recently published "Ladies With Loot," a book that encourages women to wisely budget their money.

Women balance home, work, children and other relationships, "so why are so many of us so bad at balancing our own accounts?" asks McCain. In this simple step-by-step guideline, she explains the traps that women fall into when trying to save for their future -- and how they can avoid them.

"Ladies with loot are those women who seem to have it all together, who know how to get the most value for their money and aren't shackled to debt," she says. "I hope all of my readers will join their ranks!"

Women are excelling in our society like never before, outpacing males in most areas of education and making major strides in the economy, but face financial obstacles that men often do not, she says. Women often enjoy spending money frivolously on children -- the best toys, clothes or sporting equipment. But that money is better spent for more important things, such as your child's books when he or she is in college, she says.

"Money spent on hair, nails, facials and the like can be a money pit, too," McCain says. "Better to have money for retirement."

"This book gave women real stories of savings ideas, spending habits, and what we can do in our everyday life to help and enhance our financial situation," writes Amazon reviewer Keri Imm, who gave the book five stars. "The author told us of her 'mistakes' and how she learned from them. As a woman in my 40s ... I'm definitely at that age that I think about my retirement and my 401k. This book had great ideas!"

About Erica L. McCain, LUTCF

Erica L. McCain is a financial professional with a Life Underwriter Training Council Fellow (LUTCF) designation and more than 15 years of experience. She founded her own firm, McCain & Associates, (www.mccainins.com), in 2007, intent upon providing the detailed, personalized services retirees and pre-retirees need to pursue their retirement goals. She specializes in the financials for women in all stages of their lives and careers. McCain is a member of the Million Dollar Round Table (MDRT), the premier association of financial professionals.