Handelsbanken’s Interim Report January

Summary January – June 2015, compared with January – June 2014

  · Operating profit grew by 2% to SEK 10,211m (9,997)
  · The period’s profit after tax for total operations rose to SEK 8,084m
(7,943)
  · Earnings per share for total operations grew to SEK 4.24 (4.17)
  · The common equity tier 1 ratio according to CRD IV increased to 21.3% (20.1)
and the total capital ratio rose to 28.4% (25.0)
  · Return on equity for total operations decreased to 13.5% (14.3)
  · Moody’s upgraded Handelsbanken’s long-term credit rating to Aa2, and thus
the Bank has the highest rating in the Nordic countries of all peer banks
  · Income grew by 4% to SEK 19,966m (19,128)
  · Net interest income went up by 4% to SEK 13,935m (13,357) and in the UK, net
interest income increased by 37%
  · Net fee and commission income grew by 11% to SEK 4,669m (4,195)
  · The C/I ratio increased to 45.5% (44.7)
  · The loan loss ratio was 0.07% (0.07)

Summary of Q2 2015, compared with Q1 2015

  · Operating profit increased by 6% to SEK 5,256m (4,955), the highest
quarterly result to date for continuing operations
  · The period’s profit after tax for total operations grew by 7% to SEK 4,173m
(3,911) and earnings per share increased by 7% to SEK 2.19 (2.05)
  · Return on equity for total operations rose to 14.5% (12.9)
  · Income increased by 5% to SEK 10,221m (9,745)
  · The C/I ratio fell to 45.1% (46.0)
  · The loan loss ratio was 0.08% (0.07)

The slide presentation for today’s press conference will be available at 07.00
CET at handelsbanken.se/ireng

For further information, please contact:
Frank Vang-Jensen, President and Group Chief Executive
Tel: +46 (0)8 22 92 20

Ulf Riese, CFO
Tel: +46 (0)8 22 92 20

Mikael Hallåker, Head of Investor Relations
Tel: +46 (0)8 701 29 95, miha11 @ handelsbanken.se

Handelsbanken discloses the information provided herein pursuant to the
Securities Markets Act. Submitted for publication on 21 July 2015, at 07.00 CET.

For more information about Handelsbanken, please go to: handelsbanken.com
Handelsbanken’s Interim Report January – June 2015

Attachments
