GOLETA, Calif., Sept. 13, 2015 (GLOBE NEWSWIRE) -- The cost of health care is on the rise, and not just for humans. Pet owners around the country are noticing an increasingly common trend when they make a trip to the vet's office. The cost of caring for their pets gets more expensive each year. Because ignoring an animal's need for medical treatment is not an option, more and more pet owners are turning to the newest trend in pet parenting: health insurance for animals.
According to Dr. Joseph Dalo at the La Concepcion Animal Hospital, pet insurance is highly recommended by the veterinarian community as a means of keeping animals healthier and helping them live a longer more fulfilling life. Dr. Dalo claims, "Pet insurance relieves patient financial anxiety, and this is a real anxiety as vet costs are increasing and are hard for many pet owners to manage."
There are hundreds of pet insurance companies popping up now to answer this new need in the pet parenting community. However, according to the animal hospital you should definitely do your research before settling on a plan. Just like with health care insurance for people, there are many different types of plans and not every plan is appropriate for every pet.
One of the trickiest aspects of pet insurance is that many plans are only applicable in certain states. The reason behind this is that pet insurance companies are still a fairly new type of business, and so not all pet insurance companies are licensed for every state. Keep this in mind if you are planning a move. In order to get great coverage for your pet in the state in which you reside you will need to check out the company and the plans they offer thoroughly.
In addition to doing your own research to determine the insurance that is right for your pet, your veterinarian can often help you make a choice by reviewing what is covered in a policy. Many policy details are breed specific.
Pet owners around the country who have had good experiences with pet insurance recommend to other pet owners that they research, not base their decisions just on the cost of the premium, learn about all exclusions up front and read all terms and conditions carefully.
One of the strongest recommendations from both vets and owners alike is to not wait until your pet is sick or injured to consider pet insurance. If you wait till your pet is ill, you have waited too long. Pet insurance is designed for preventative reasons and you will find the most savings when you purchase your pet health insurance before there is a health issue or emergency.
La Concepcion Animal Hospital provides cutting edge veterinary care in the Santa Barbara, Ventura and Santa Maria areas. Specialized diagnostics and surgical procedures are performed at the Santa Barbara location.