Trends Shaping the $12+ Billion Generative AI in Fintech Market, 2030 - Generative AI Expanding Market Opportunities by Automating Loan and Credit Approval Processes

Includes Detailed Profiles of Major Players: Genie AI, Google LLC, IBM Corporation, Microsoft Corporation, Mostly AI, OpenAI, Salesforce, Synthesis AI, and Veesual


Dublin, Jan. 28, 2025 (GLOBE NEWSWIRE) -- The "Generative Artificial Intelligence in Fintech - Global Strategic Business Report" report has been added to ResearchAndMarkets.com's offering.

The global market for Generative Artificial Intelligence in Fintech was valued at US$2 Billion in 2024 and is projected to reach US$12.1 Billion by 2030, growing at a CAGR of 35.5% from 2024 to 2030. This comprehensive report provides an in-depth analysis of market trends, drivers, and forecasts, helping you make informed business decisions.



The growth in the generative artificial intelligence in fintech market is driven by a confluence of technological innovation, market demands, and shifting consumer behaviors. One of the primary drivers is the increasing need for personalized financial solutions, with consumers expecting services tailored to their specific needs and circumstances. Generative AI's ability to analyze behavioral and transactional data is enabling fintech firms to meet these expectations with precision. Additionally, the growing sophistication of cyber threats has made AI-driven fraud detection and prevention tools indispensable, as they can simulate attack scenarios and provide proactive risk mitigation.

Regulatory compliance requirements are also spurring AI adoption, with generative AI streamlining complex processes like Anti-Money Laundering (AML) and Know Your Customer (KYC) checks. The rise of digital-first banking, mobile financial platforms, and decentralized finance (DeFi) is further accelerating demand for secure, scalable, and intelligent AI-powered systems. Consumer trends such as the preference for real-time transactions and self-service platforms are compelling fintech companies to innovate continuously. Collectively, these drivers highlight the transformative role of generative AI in fintech, positioning the market for robust growth and a redefinition of financial services in the coming years.

Scope of the Study

The report analyzes the Generative Artificial Intelligence in Fintech market, presented in terms of market value (US$ Thousand). The analysis covers the key segments and geographic regions outlined below.

Segments

Component (Fintech Software, Fintech Services); Deployment (On-Premise Deployment, Cloud-based Deployment); Application (Compliance & Fraud Detection Application, Predictive Analysis Application, Asset Management Application, Insurance Application, Personal Assistants Application, Business Analytics & Reporting Application, Other Applications); End-Use (Investment Banking End-Use, Retail Banking End-Use, Stock Trading Firms End-Use, Hedge Funds End-Use, Other End-Uses).

Geographic Regions/Countries

World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; and Rest of Europe); Asia-Pacific; Rest of World.

Key Insights:

  • Market Growth: Understand the significant growth trajectory of the Generative AI in Fintech Software segment, which is expected to reach US$7.5 Billion by 2030 with a CAGR of a 34.6%. The Generative AI in Fintech Services segment is also set to grow at 37.0% CAGR over the analysis period.
  • Regional Analysis: Gain insights into the U.S. market, valued at $515.6 Million in 2024, and China, forecasted to grow at an impressive 33.7% CAGR to reach $1.8 Billion by 2030. Discover growth trends in other key regions, including Japan, Canada, Germany, and the Asia-Pacific.

Report Features:

  • Comprehensive Market Data: Independent analysis of annual sales and market forecasts in US$ Million from 2024 to 2030.
  • In-Depth Regional Analysis: Detailed insights into key markets, including the U.S., China, Japan, Canada, Europe, Asia-Pacific, Latin America, Middle East, and Africa.
  • Company Profiles: Coverage of major players such as Genie AI, Google LLC, IBM Corporation, Microsoft Corporation, Mostly AI and more.
  • Complimentary Updates: Receive free report updates for one year to keep you informed of the latest market developments.

Key Questions Answered:

  • How is the Global Generative Artificial Intelligence in Fintech Market expected to evolve by 2030?
  • What are the main drivers and restraints affecting the market?
  • Which market segments will grow the most over the forecast period?
  • How will market shares for different regions and segments change by 2030?
  • Who are the leading players in the market, and what are their prospects?

Some of the 25 companies featured in this Generative Artificial Intelligence in Fintech market report include:

  • Genie AI
  • Google LLC
  • IBM Corporation
  • Microsoft Corporation
  • Mostly AI
  • OpenAI
  • Salesforce, Inc.
  • Synthesis AI
  • Veesual

Key Attributes

Report AttributeDetails
No. of Pages197
Forecast Period2024-2030
Estimated Market Value (USD) in 2024$2 Billion
Forecasted Market Value (USD) by 2030$12.1 Billion
Compound Annual Growth Rate35.5%
Regions CoveredGlobal

Key Topics Covered

I. METHODOLOGY

II. EXECUTIVE SUMMARY

1. MARKET OVERVIEW

  • Influencer Market Insights
  • World Market Trajectories
  • Economic Frontiers: Trends, Trials & Transformations
  • Generative Artificial Intelligence in Fintech - Global Key Competitors Percentage Market Share in 2024
  • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2024

2. FOCUS ON SELECT PLAYERS

3. MARKET TRENDS & DRIVERS

  • Rising Demand for Personalized Fintech Solutions Drives Adoption of Generative AI
  • Advancements in AI-Driven Fraud Detection Propel Growth in Fintech Applications
  • Generative AI`s Role in Automating Loan and Credit Approval Processes Expands Market Opportunities
  • Increased Focus on AI-Powered Customer Support Enhances Adoption Across Fintech Platforms
  • Integration of Generative AI in Digital Wallets and Payment Solutions Spurs Growth
  • Demand for Predictive Analytics in Fintech Strengthens Business Case for AI Implementation
  • Regulatory Scrutiny of AI-Generated Financial Insights Shapes Market Dynamics
  • Hyper-Personalized Financial Planning and Advisory Services Drive Market Expansion
  • AI-Driven Financial Content Generation Creates Opportunities in Marketing and Communication
  • Growing Need for Real-Time Transaction Monitoring Sustains Generative AI Deployment
  • Generative AI in Credit Scoring Systems Enhances Accessibility for Underserved Markets
  • Emerging Focus on Decentralized Finance (DeFi) Drives Adoption of Generative AI
  • AI-Powered Chatbots in Fintech Applications Streamline Customer Interaction
  • Increased Use of Generative AI for Risk Assessment Strengthens Fintech Growth Potential

4. GLOBAL MARKET PERSPECTIVE

III. MARKET ANALYSIS

IV. COMPETITION

For more information about this report visit https://www.researchandmarkets.com/r/s8phyu

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